A credit score can be the one number in someone’s life that makes or breaks their financial opportunities. They impact every part of an individual’s life, including where they live, how much they pay for insurance, and how much money they have to spend to set up utilities whenever they move. It can impact future life decisions as well, restricting individuals with a low score to fewer or more expensive opportunities. 


Credit repair services can be incredibly helpful to individuals since it helps them to restore the health of their credit score with time. With the right service, a score that was once 450 could rise to over 700, but what exactly do all of these numbers mean? What impact can a credit repair service have? Are these services necessary or helpful?